RETIREMENT TRANSITION PLANNING AND MARITAL SATISFACTION IN KIAMBU COUNTY, KENYA: A REGRESSION ANALYSIS
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Date
2024-06-12
Authors
Njoroge, Sarah Wangare
Keya, Amos Alumada
Wambugu, Anne G.
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INTERNATIONAL JOURNAL OF EDUCATION, PSYCHOLOGY AND COUNSELLING (IJEPC)
Abstract
An increase in grey divorce is being witnessed across the world. Lack of support from spouses during retirement transition can contribute to marital dissatisfaction, along with ineffective retirement planning due to limited resources and poor scheduling. Transitioning into retirement can lead to conflicts over living arrangements, financial management, and post-retirement activities, causing bitterness and tension within the marriage. This correlational study investigated the link between retirement transition planning and marital satisfaction among married individuals aged 50-70 in Kiambu County, Kenya. Data from 400 participants were collected using stratified random sampling. Retirement planning was assessed using the Process of Retirement Planning Scale (PRePS), while marital satisfaction was measured with the Couple Satisfaction Index (CSI). Both scales demonstrated validity and reliability, and data analysis was conducted using SPSS Version 25, involving exploratory analysis, correlation, and regression analysis tests. The study uncovered a positive correlation between marital satisfaction and different aspects of retirement planning such as financial preparation (p>.05, r =.094), self-efficacy (p<.05, r =.158), and perceived social support (p<.05, r =.358). Conversely, there was a statistically significant negative correlation between retirement planning anxiety and marital satisfaction (p<.05, r =-.274). Regression analysis demonstrated that collectively, the individual retirement planning variables accounted for a significant portion of the variances in marital satisfaction among the participants, R2 = 0.315, F(3), p < .05. Thus, interventions aimed at enhancing retirement planning can potentially improve marital relationships.
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Citation
Njoroge, S. W., Keya, A. A., & Wambugu, A. G. (2024). Retirement Transition Planning And Marital Satisfaction In Kiambu County, Kenya: A Regression Analysis. International Journal of Education, Psychology and Counseling, 9 (54), 86-98