Digital Cash Payment and Accessibility of Inua Jamii Cash Transfer Program in Matungulu Sub-County, Machakos County, Kenya

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dc.contributor.authorMuhingi, Wilkins Ndege
dc.contributor.authorMavole, Johnson Nzau
dc.contributor.authorOdera, Beatrice Akoth
dc.date.accessioned2024-02-15T09:27:37Z
dc.date.available2021-10-14T10:07:45Z
dc.date.available2024-02-15T09:27:37Z
dc.date.issued2020-11-01
dc.descriptionJournal Articleen_US
dc.description.abstractThis study examined digital functionality of Inua Jamii cash transfer dynamics in Matungulu Sub-county in Machakos County, Kenya. A concurrent mixed method was utilized, particularly descriptive survey and an exploratory research designs were used. Study respondents included Inua Jamii cash transfer program beneficiaries and service providers. Sample size of 365 was calculated from the Slovin’s formula (n = N / [1 + N (e)2]). Quantitative data was analyzed using descriptive statistics, while qualitative data was analyzed using content analysis and presented through verbatim. From the findings, it emerged that there weren’t adequate pay points in respondents’ area. This was indicated by 57.8% (193) of the respondents. Most of the respondents had to commute for a distance between 1 Km and 6Km before they could get to their preferred pay point. Majority of the respondents felt secure transacting through the digital modes of transfer as opposed to the conventional cash payment. It emerged from the study that cases of hijacking had reduced as a result of digitalization of cash transfer. In digital withdrawal, it was either the beneficiaries or someone they have entrusted with their password who could withdraw their monthly cash transfer funds from their accounts. From the findings, 72.3% (243) of the respondents involved in the study affirmed that their information was safe with the banks. This study concluded that digital cash transfer payment mode had greatly influenced the Inua Jamii cash transfer program with a majority of service users appreciating the technology which to a great extent had reduced some of the security risks experienced and time spent on withdrawal of the program funds. The study recommended the government to increase the amount of monthly cash given to the beneficiaries of CTP.
dc.description.sponsorshipPAC University
dc.identifier.citationOdera, B. A., Mavole, J. N., & Muhingi, W. N. (2020). Digital Cash Payment and Accessibility of Inua Jamii Cash Transfer Program in Matungulu Sub-County, Machakos County, Kenya. International Journal of Social and Development Concerns, 13(1), 40–54.en_US
dc.identifier.issn2524-1478
dc.identifier.urihttps://repo.pacuniversity.ac.ke/handle/123456789/3431.2
dc.language.isoenen_US
dc.publisherThe International Journal of Social and Development Concernsen_US
dc.relation.ispartofseriesVol. 13;Iss. 1
dc.subjectFunctionalityen_US
dc.subjectDigital systemen_US
dc.subjectCash paymentsen_US
dc.subjectcash transfer programen_US
dc.subjectInua Jamiien_US
dc.titleDigital Cash Payment and Accessibility of Inua Jamii Cash Transfer Program in Matungulu Sub-County, Machakos County, Kenyaen_US
dc.typeArticleen_US
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